Concealed Carry Insurance Options

ccwsafeIt’s something that no one who carries a concealed weapon wants to consider but  or those that choose to carry a concealed weapon, the possibility of needing a legal service for defending you in a self defense shooting is ever present.  We’ll take a look at several different services that provide legal representation should you find  yourself in need of a legal defense.

CCWSafe.Com describes themselves as the following:

“For Concealed Carry Permit Holders (CCW, CHL, HCP, HCL, CPL, and HR218-LE): If our members are involved in a use of force incident we provide the best defense attorneys in the U.S., expert witnesses, and investigators specially trained in use of force lawsuits and investigations. No optional memberships, no additional fees.”

CCW makes it clear this is not the same thing as insurance, and that you won’t have to pay deductibles with their service. But they don’t make clear why that might be a bad thing. The terms of service notes that any monetary judgements rendered against a member is the responsibility of the member.” So if you shoot someone with your concealed weapon and lose the case, you’re on the hook for the payout. If you’re insured, the insurance company should cover part of the penalty. Concealed weapon carriers interested in this type of service should be aware that CCWSafe does not cover monetary judgements.

Second Call Defense

Second Call Defense has a variety of membership levels to suit any budget. Depending on the level you choose, your membership can include …

  • Up to $1 MILLION Civil Suit Defense Protection

– UNLIMITED at the Ultimate Level

  • Up to $250,000 Civil Suit Damages Protection
  • Up to $250,000 Accidental Shooting Protection
  • Up to $50,000 Criminal Defense Reimbursement
  • Up to $25,000 Immediate Cash for Bond up to $250,000
  • Up to $10,000 Immediate Attorney Retainer
  • Up to $500 per Day Compensation While in Court

Launched in February, Second Call Defense provides its paying members not only training and education on the topics of responsible self-defense and firearms ownership, but also legal assistance every step of the way in the event of a self-defense related shooting. To ensure this, the company offers a 24/7 emergency legal hotline, local attorney referrals, financial support to cover court-related costs, as well as compensation during court. Second Call memberships also include NRA-backed insurance for accidental shootings, which includes criminal defense reimbursement, civil suit defense protection and civil suit damages protection. But unlike the NRA’s own coverage, Second Call offers immediate financial helpby providing money for bail and an attorney retainer.

The company was started when the founders realized that in most shooting cases, even those that are justifiable, the gun owner is left pretty much on their own, both legally and financially. And even if the shooting is declared justifiable, the one firing the shots may still endure legal battles or even serve jail time before his or her actions are declared justifiable. From company literature, they saw that there was little or no support available for those who exercised their Second Amendment rights for protection, and they sought to fill that need. Second Call Defense claims that they will be there every single step of the way for their members, from the moments following the first call to 911.

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